МЕТОДИЧЕСКИЙ ПОДХОД К ОЦЕНКЕ КАЧЕСТВА КРЕДИТНОГО МЕНЕДЖМЕНТА С УЧЕТОМ КРИТЕРИЕВ КОНКУРЕНТОСПОСОБНОСТИ БАНКА НА КРЕДИТНОМ РЫНКЕ

Resultado de pesquisa: Articlerevisão de pares

Resumo

Banking business operates in extremely harsh conditions. These conditions are determined by the specific competitiveness of a commercial bank. One of the bank`s key activities is credit management, which affects credit risks. From literacy and coordinated work of employees of credit units depends on the profitability of the bank and its competitive position. There are currently no unified requirements for assessing the quality of credit management, despite the fact that banks are seeking to develop their own approaches. The authors propose a method of assessing the credit management`s quality. This method claims the senior managers` attention as a strategic component of monitoring credit business processes. This method includes not only the traditional performance parameters of the Bank’s credit division, but also competitive positions in the credit market. The methodology systematizes such relative indicators as operational efficiency and strategic positioning. To characterize the credit management of the Bank developed a two-factor evaluation matrix of these indicators. The use of these indicators in the complex creates a high competitive potential of bank. In addition, it is recommended to include the criterion of sectoral diversification of the loan portfolio as a measure of the concentration of portfolio credit risk in the strategic positioning indicators.
Título traduzido da contribuiçãoMETHODICAL APPROACH TO ASSESSING THE CREDIT MANAGEMENT` QUALITY TAKING INTO ACCOUNT THE CRITERIA OF BANK`S COMPETITIVENESS IN THE CREDIT MARKET
Idioma originalRussian
Páginas (de-até)126-130
Número de páginas5
RevistaФундаментальные исследования
Número de emissão4
Estado da publicaçãoPublished - 2019

Level of Research Output

  • VAK List

Impressão digital

Mergulhe nos tópicos de investigação de “МЕТОДИЧЕСКИЙ ПОДХОД К ОЦЕНКЕ КАЧЕСТВА КРЕДИТНОГО МЕНЕДЖМЕНТА С УЧЕТОМ КРИТЕРИЕВ КОНКУРЕНТОСПОСОБНОСТИ БАНКА НА КРЕДИТНОМ РЫНКЕ“. Em conjunto formam uma impressão digital única.

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