The master's thesis is devoted to the development of the mortgage lending market. The purpose of the study is to develop and evaluate the effectiveness of a mortgage product for a bank that allows reducing interest rate risks without creating additional credit risks. The paper also examines the factors of supply and demand in the residential real estate market; the key drivers of the development of bank lending in the mortgage segment. As a scientific novelty, the methodological instruments for analyzing the mortgage activity of banks are proposed and the economic feasibility of introducing a floating rate on mortgage loans is evaluated.
Ипотечное кредитование в условиях социально-экономических трансформаций: магистерская диссертация
Леонов, А. О. (Author). 2021
学生论文: Master's Thesis